Business Funding Rates & Terms

Receive a lump sum upfront in exchange for a fixed amount of your future credit card sales.

• Lump-sum advance based on your future credit card sales
• Paid back from a percentage of your daily credit card receipts
• Approval within 24 to 48 hours
• No need to change your existing credit card processor
• Based on your credit card sales alone or one month of total sales

Fund everyday operations and bridge short-term cash flow gaps with a true bank loan.

• A true bank loan — not a merchant cash advance
• Fixed payments that won't go up when credit card sales increase
• Limited paperwork and streamlined underwriting
• Repayment terms up to 36 months
• Interest is tax deductible, lowering your cost of funds
• No hard credit pull, so your credit score won't be affected

An approved credit line you draw from as needed — only pay for what you borrow.

• Loan amounts from $5,000 to $750,000 with terms up to 36 months
• Lock in your best rate for 6 months with a minimum first draft of $10,000
• 24-hour access to 5 separate loan drafts over a 6-month period
• Repayment is not tied to your daily credit card receipts
• Line drafts are normally processed in 24 hours
• Combine with a Flex Pay loan to defer up to 50% of principal

A revolving line of credit with fixed weekly payments and the flexibility to draw or pay down on demand.

• Revolving line approvals up to $1,500,000
• Fixed term up to 36 months with fixed weekly payments
• Revolving period up to 1 year (52 weeks)
• Unlimited draws of $5,000 or more during the revolving period
• Unlimited partial principal paydowns of $5,000 or more
• Minimum $5,000 loan balance required to keep the revolving period open
• Early payoff anytime without penalty or prepayment fees
• Closing points only charged on cash out

Pay only the interest on your outstanding balance for up to a year, with a powerful revolving credit line.

• Approvals from $200,000 to $1,000,000 in 24 to 48 hours
• Minimum initial draw of 25% of the line's approval
• Pay only the interest on your outstanding balance for up to a year
• Repayment terms up to 3 years with low, fixed payments
• Revolving period of up to 11 months (48 weeks)
• Unlimited draws of $10,000 or more during the revolving period
• Unlimited principal paydowns of $10,000 or more during the revolving period

Defer up to 50% of your loan principal into the future for the lowest payment now.

• Defer up to 50% of your loan's principal for dramatically lower payments now
• 24-hour access to a renewable line of credit over a 6-month period
• Loan amounts from $5,000 to $750,000
• Fixed repayment terms up to 36 months
• Multiple options to repay the deferred principal after the deferral period
• Fast online approvals, low documentation, and funding in less than a week
• Early payoff option designed to minimize your interest costs