About Us
About NBP Funding
Business funding, made simple — fast, flexible capital with a human touch.
NBP Funding is a digital business lending platform that helps small and mid-sized business owners secure the capital they need to grow. Our streamlined, phase-based application guides you from a quick pre-qualification through a detailed application, underwriting, and closing — all in one place. We offer a range of business purpose funding products including merchant cash advances, working capital loans, business lines of credit, and equipment financing from $5,000 and up, with pre-qualification that takes under five minutes and never impacts your credit score.
The platform is built for brick-and-mortar and service-based businesses across the United States — restaurants, clinics, manufacturers, retailers, contractors, and many more. Whether you need to cover payroll, purchase inventory, expand a location, or bridge a seasonal gap, NBP Funding matches you with the right funding product and a dedicated specialist who supports you through every step of the process. You're never passed off to a call center — you work with a real person who knows your file.
NBP Funding is built and operated by the NBP Funding team in partnership with ARF Financial's lender network. Our mission is to make business funding fast, transparent, and human — combining smart technology with personal, specialist-led service so every owner gets a clear path to capital without hidden fees, surprises, or commitment.